Doug is a man with a problem. He suffers from insomnia. His job sucks. And his wife is snuffling around. Then suddenly things start to look up... in the form of Samantha, a beautiful naked girl who jumps into his cab late one night. After an incredible tour through the erotic underbelly of the city, with hookers, strippers, mobsters and, Doug realizes that, in Samantha's world, a problem isn't a problem unless you see it as one. And life is what happens when you shut the meter off.